What you own · Who owns it · Who inherits it
Finally see everything in one place.
A calm, secure space for everything your family owns, from first accounts to trusts and legacy.
For families and business owners alike, from a first bank account and the family home to a small company, rentals and trusts. No finance background needed — work through a short list at your own pace.
Free to start · Private by default · Invite family or your advisor when you're ready
Know exactly where you stand. Add what you own and owe, watch your total update itself, and make sure the right people are named on every account.
- A guided start or spreadsheet import from Excel or CSV
- Accounts and beneficiary checks to flag missing designations
- A short list of what to improve next, two at a time
- Small business and LLC records organized alongside family assets
- Printable emergency binder with key contacts, accounts and bills
- Private, tailored sharing for a spouse, partner or co-owner
Work with clients in one secure place. Review ownership, titling and beneficiaries without chasing scattered PDFs or handling anyone's passwords.
- Choose exactly what each advisor can open — and leave the rest private
- Hide dollar amounts while still sharing ownership and beneficiaries
- See a history of what your advisor viewed, changed or exported
- Look-through ownership across entities, with gaps flagged
- Titling, trust funding and probate exposure reviews
- PDF and Excel exports for reviews and planning meetings
Start with the simple things
This is what you get in the first hour, without knowing a single financial term.
Everything you own and owe
Accounts, your home, cars, retirement, insurance, loans and credit cards in one simple list.
Start with a couple of minutes of guided questions to map your household, or bring in a spreadsheet from Excel or CSV — the headings are matched up for you. Then refresh every balance in one quick table each quarter.
Nobody left off a form
Find accounts with nobody named to inherit them, or no backup person.
Old designations are the most common gap in family finances — we point them out for you.
Two things to fix, not twenty
A short list of what to improve next, in the order that matters.
Everyday choices come first and specialized ones wait below, so it never feels like homework.
Plain English throughout
Anything unfamiliar gets an everyday explanation right beside it.
Already fluent? Switch to compact mode and the hints disappear.
Summaries worth sending
Clean printouts and spreadsheets you can hand to whoever helps you.
Net worth, ownership, who inherits what, and more — as PDF or Excel. One-click packets for your CPA, estate attorney or wealth advisor.
Dates ahead, and reminders that find you
Insurance renewals, money expected back, tax dates, yearly reviews and your own to-dos in one list.
Turn any suggestion into a reminder and get one calm morning email when something is coming up.
A printed binder for an emergency
One organized packet your family can open if something happens, with space to write things in by hand.
Choose the sections you want, list work contacts and health coverage for each job, confirm both spouses can call utilities, and keep a record of what you printed. We flag what changed since your last printout and remind you to check it each year.
And it grows as life gets more complicated
None of this shows up until it applies to you. When a trust, a rental, a family business or a giving fund enters the picture, the tools are already waiting.
Your business keeps running in an emergency
Who makes payroll if you're in the hospital? Write down key contacts, who can approve payments, and which business loans carry your personal guarantee, so your team and family aren't left guessing.
Keep your LLC in good standing
Solo practice or a 10-person company: note your registered agent and who files the yearly state report. The due date lands on your calendar, to help keep state filings from slipping past.
Is your trust actually holding anything?
A living trust generally needs the house, accounts and business interests retitled or assigned to it to avoid probate. We check what's recorded so you have a clear checklist for your attorney, bank or title company.
What may go through court
See which things may be subject to probate based on how they're titled, general fee benchmarks for your state, and a note when property in another state could mean a second case.
Tax dates and private investments
Filing deadlines, tax forms you're waiting on and money you've put into private deals, gathered on one calm calendar.
Liability and insurance questions
A rental in your own name, a car titled inside a trust, or auto limits below what your umbrella policy needs: questions to review with your attorney and insurance agent.
These checks are here to help you ask better questions. HoldingsHaven isn't a law firm, accounting firm or insurance agency, and nothing here is legal, tax or investment advice.
Written for you, not at you
New to this? Keep guidance on and you'll get a getting-started list, gentle hints, and a "?" beside anything technical that explains it in everyday words first. Already fluent? Switch to compact mode and the hints disappear.
Backup (contingent) beneficiary
The person who inherits only if your first choice can't.
Contingent designation, resolved after the primary tier.
Look-through ownership
What you truly own once you follow the trail through trusts and companies.
Fractional shares multiplied across layered entities to the ultimate owner.
Return of capital
Money paid back to you up to what you originally put in, before any profit counts.
Distributions applied capital-first, then treated as income.
Share it with the people who help you
Invite a spouse or partner to work alongside you, or give your attorney, CPA or advisor a seat. Sharing is never all-or-nothing: pick which parts they can open, hide dollar amounts if you'd rather they didn't see balances, and check the history of what they looked at. You can also bring in an adult child or the person who would step in one day, so they learn how everything is arranged without seeing the balances yet. Keep a team of contacts at each firm, note who helps with which record, and change or remove access at any time. You stay in control of who sees what.
Important disclosures and document precedence
HoldingsHaven is a personal information organizer and planning workbook. It does not create, amend or replace any legal document, contract or testamentary instrument. In every circumstance your executed legal documents — wills, trusts, powers of attorney, advance healthcare directives and business operating agreements — together with the beneficiary designations filed directly with your custodians, banks and insurance carriers, legally govern and supersede any record, entry or note stored in this application. HoldingsHaven does not provide legal, tax or financial advice. Please have a qualified estate planning attorney and tax professional in your state prepare and confirm your formal plan.
HoldingsHaven is a record-keeping and organizing tool. It is not a bank, trust company, custodian, broker-dealer, investment adviser, insurance agency, lender, money transmitter or law firm. It does not hold assets, execute transactions, move money or place insurance, and it has no access to your accounts.
HoldingsHaven is a personal organization and planning tool. It does not provide legal, tax, accounting or investment advice, and using it does not create an attorney-client, accountant-client or advisory relationship. Estate, titling, probate, insurance and tax rules differ by state and change over time. Always confirm your plans with a licensed attorney, CPA or registered advisor.
Recording something in HoldingsHaven has no legal effect. Naming a beneficiary, marking a title as verified or listing an asset as held by a trust here does not change any deed, account registration or beneficiary form. Those changes must be made directly with your financial institutions, county records office and legal counsel.
Calculators and projections — compound growth, Rule of 72, note amortization, loan and interest schedules, policy comparisons, cash-value projections and expected-versus-actual distribution tracking — are simplified educational models based on the figures you enter. They are not insurance illustrations, lending terms, tax computations or predictions of investment performance. Rates published by the IRS and figures shown on carrier or sponsor statements always control over anything shown here.
Accreditation and investor milestones, income ranges, two-year consistency notes and sophisticated-investor self-attestations are your own self-assessment for personal planning. They are not verification, certification or a third-party letter, and no issuer, sponsor or platform should treat them as confirmation of accredited investor, qualified client or qualified purchaser status. Formal verification must come from your CPA, attorney or a qualified verification service.
Renewal reminders, filing deadlines, K-1 tracking and the upcoming-dates schedule are conveniences built from dates you enter and general due-date rules. They are not a guarantee of notice. HoldingsHaven does not renew a policy, file a return or make a payment on your behalf, and missed dates remain your responsibility and your professionals'.
Please do not enter bank or brokerage passwords, PINs, full account numbers, Social Security numbers or other government identification numbers anywhere in HoldingsHaven. This also means cryptocurrency seed phrases, recovery phrases and private keys — never type those here. For digital assets, record only what exists, the wallet or exchange it is held with, where the device or written backup is kept, and who to contact. The app is designed to work with institution names, nicknames, values and dates, and never needs those details.